1st Advantage Merchant Service New Jersey collects personally identifiable information when you register for a merchant account, and when you use certain proprietaryÂ products and services.Â 1stFMG may also receive personally identifiable information from its resellers and other business partners. When you register withÂ 1stFMG we ask for your contact information (such as your name, street address and e-mail address), as well as certain information pertaining to your business, along with billing information such as a bank account and/or credit card number. 1stFMG uses the information collected to fulfill your requests for certain products and services, to process payment transactions, to facilitate billing, and otherwise deliver the payment gateway services. We may also send merchants service announcements, newsletters, and periodic notices about specials and new products. Personally identifiable consumer information is used to process payment transactions and for no other purpose. 1stFMGÂ does not offer services or sell products to children. 1stFMG does not request or knowingly collect personally identifiable contact information from anyone under the age of 18.
Protecting personally identifiable information about merchants and consumers is an important part of our business. We share and disclose such information only as described below: 1stFMG will send personally identifiable information about you to other companies or people when: 1) we have your consent to share the information; 2) we need to share your information to provide the product or service you have requested; 3) we need to send the information to companies who work on behalf of 1stFMG to provide a product or service to you (unless we tell you differently these companies do not have any right to use the personally identifiable information we provide them beyond what is necessary to assist us). Personally identifiable consumer information is shared with third parties (such as banks and credit card processors) to the extent necessary for 1stFMG to deliver payment processing services. We also may release personally identifiable information when we believe release is appropriate to comply with law; enforce or apply our Merchant Agreement and other agreements; or protect the rights, property, or safety of 1stFMG, our users, or others. This includes exchanging information with other companies and organizations for fraud protection and risk reduction. In the unlikely event that 1stFMG is acquired, merchant account information may be one of the transferred assets.